Orbital Industries LLC

Standard Terms

12, 24, 36, 48 and 60 month

Purchase Options

$1.00 and 10% of Purchase Price

Amount Financed: Application Only

$1,000.00 to $50,000.00 (Up to $75,000.00 with strong credits)

Classification of Credits

"A" Credit Qualifications

Two years in business up to $25,000.00. Three years in business for $25,000.00 and above
Personal credit score of 680 FICO score. Minimum of 10 line items and five year history in the credit bureaus.
Bank history dating back to start up operation or at least two years of history. Depending on amount financed, average bank balances should be low/mid 4, or low 5 figures.
Clean business credit history with Experian Business Credit or Dun & Bradstreet.

"A" Credit Payment Calculator Only
Select a buy-out option - $1.00 Enter the lease amount without a dollar sign or commas. (Example 7000 or 7000.00) Left click on "Calculate Payment" For lease amounts over $50,000 please call us for a quote
$1.00 Buy-Out

Lease Amount	Term	Monthly Payment
	12 Months:
$	24 Months:
	36 Months:
	48 Months:
	60 Months:
Payments do not include sales tax if applicable and could change subject to credit approval. Rates are subject to change without notice. Effective date: February 1, 2006 *Monthly payments indicated are estimates only. Final payments may vary and can only be produced by Springs Equipment Leasing.

"B" Credit Qualifications

Two years in business up to $25,000.00. Three years in business for $25,000.00 and above
Personal credit of 635 FICO score. Minimum of 10 line items and 5 years of history in the credit bureaus. Paid tax liens, paid judgments, discharged bankruptcies (Five years) are acceptable.
Experian Business Report and Dun & Bradstreet Reports show company pays obligations on time.
Bank history dating back to start up operation or at least two years of history. Depending on amount financed, average bank balances should be low/mid 4, or low 5 figures

"B" Credit Payment Calculator Only
Select a buy-out option - $1.00 Enter the lease amount without a dollar sign or commas. (Example 7000 or 7000.00) Left click on "Calculate Payment" For lease amounts over $50,000 please call us for a quote
$1.00 Buy-Out

Lease Amount	Term	Monthly Payment
	12 Months:
$	24 Months:
	36 Months:
	48 Months:
	60 Months:
Payments do not include sales tax if applicable and could change subject to credit approval. Rates are subject to change without notice. Effective date: February 1, 2006 *Monthly payments indicated are estimates only. Final payments may vary and can only be produced by Springs Equipment Leasing.